Buying a home is an exciting journey, but it can also feel overwhelming. One of the most important parts of this journey is understanding mortgage rates. These rates determine how much interest you will pay on your home loan. Knowing how they work can help you save money and make better decisions when buying a house. In this article, we will explore mortgage lender everything you need to know about mortgage rates, different types of loans available, and how to find the best options for your needs. Mortgage rates are simply the cost of borrowing money to buy a home. When you take out a loan from a bank or other lender, they charge you interest on that amount. This interest rate can vary based on several factors. Your credit score is one of the biggest influences on your mortgage rate. A higher credit score usually means lower interest rates because lenders see you as less risky. On the other hand, if your credit score is low, you might face higher rates or even difficulty getting appr